Take Charge Consulting, LLC provides credit and entrepreneur services to economically disadvantaged artists and entrepreneurs to position individuals to leverage these tools. They believe that credit is a tool to narrow the racial wealth gap because credit plays a huge role in increasing home ownership and allowing people to sustain successful businesses. Tierra Bonds started Take Charge in 2017 after noticing the need for credit education and seeing that most credit repair companies appeared to be a scam. Her trust from the community allowed her to serve hundreds of people all throughout the country by providing credit repair, credit consulting and credit education to allow them to reach their credit goals. They reach those in need on an individual level; and also through partnerships with companies like Habitat for Humanity, The Seattle Public Library, city governments and others that allows them to provide these services to those who may not have the ability to pay. Take Charge is on a mission to reduce the wealth gap by educating 100,000 people on credit and entrepreneurship.